Need an appraisal for an FHA-backed mortgage? Call Hanna Appraisal CompanyThe FHA publishes a list of approved appraisers for each state - Hanna Appraisal Company is on the roster of approved appraisers for GA. If you have an FHA-loan, be sure to contact Hanna Appraisal Company, as we are approved and certified to perform FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is insured by them. The lending company provides all the finances; the FHA simply backs the transaction through mortgage insurance in case the borrower does not pay off his or her loan. Accessible to all purchasers, FHA loan programs are created to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lesser income or less starting money to put down on a loan are helped the most from FHA loan programs. |